Monday, September 2, 2019

Top Investment Banks In Ghana

There are quite a number of investment banks in Ghana, but which of them know their onions? Indeed the question is- which of them have a track record off being trustworthy, effective and accountable? This blog post will tell you all you need to know.



Investment is all about putting aside finances for the purpose of reaping out certain benefits in the nearest or in a long run future term. It is all about achieving profit. Putting your finances to work for a better tomorrow is all what it is about.

Investments hovers around finance, real estate, security allocation as well as construction of portfolio and having to handle and manage risk on the side.

Lists Of the Best investment Banks In Ghana

1. Access Bank Ghana
2. Agricultural Development Bank of Ghana
3. Ecobank Ghana
4.Fidelity Bank Ghana Limited
5. First Atlantic Merchant Bank
6. Guaranty Trust Bank Ghana LAimited
7. HFC Bank Ghana
8. National Investment Bank Ghana
9. Prudential Bank Limited
10. Stanbic Bank Ghana
11. Standard Chartered Bank
12. The Trust Bank
13. United Bank for Africa
14. UT Bank
15. Zenith Bank Ghana
16. Barclays Bank Ghana
17. UniBank Ghana Limited
18. Bank Of Ghana
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How To Start Profitable Snail Farming In Ghana

Snail farming in Ghana is one of the most lucrative agri-business ideas for young farmers in Ghana. Snail farming is a practical and viable business venture that is yet to be fully explored in Ghana.



Snail farming may not be the first thing that jumps to mind when thinking of profitable businesses to start in Ghana. This post will open your eyes to the amount of hidden-wealth that can be realized by starting a profitable snail farming in Ghana.

Why Snail Farming?

The market opportunity for snail farming in Ghana is huge but grossly underrated. Snails are a huge part of the diet in many parts of Ghana, although they are not always affordable and available all year round. If you rear snail in commercial quantity, hotels, and fast food restaurants will be your regular customers.

In Ghana, the prices of raw, matured snails go for $1 to $2 depending on the size. However, the annual demand for snail in Ghana cannot be overemphasized. The international trade in snails is flourishing. The USA imports more than $4million worth of snails annually from all over the world, including Ghana.

For many years now, snails handpicked from the farm or bush has been the only way to get snails to the market and dinner table. Currently, the demand for snail is higher than the supplies, an indication that the market potential of snail is inexhaustible, locally and internationally. Starting both small and large scale snail farming businesses in the only way to fill up the spaces between the demand for snail and its supply in Africa.

How To Start Snail Farming In Ghana

If it has worked elsewhere, it will work in Ghana.  Below are the five basic steps you need to follow to start a profitable snail farming business in Ghana.

Step 1 – Decide which species of snail to farm.

When creating a snail farm, you’ll have to use a single species of snail. Research has shown that snail species such as Achatina achatina are the best for warm climate regions like Ghana.

Step 2 – Set-up your housing.

Your snail housing must have enough space for your snails to graze freely. Overcrowding your snailery impedes the development of snails and therefore should be avoided. A well-spaced snail housing reduces the risk of disease outbreak caused by overcrowding.

Snails are good at escaping from where they are kept, so you should endeavour to construct escape proof housing. You can use a pen house that will be spacious and accessible with a soil depth of 10 inches and trees around it.

Step 3 – Purchase your snails

If you want to start a snail farm, you’ll need to get snails. After setting-up proper housing and farmland for the snails, it’s time to buy some fresh quality snails from the market or any farm. It’s always best to be able to examine the snails before you buy them so that you know they are healthy.

When you first start your snail farm, you’ll want to get healthy, fully grown snails that will lay eggs and help populate your farm. Look at the shell of the snail. If there is a lip, that means they are a fully grown snail.

Step 4 – Feeding and rearing of the snails

Snails are vegetarians and can be fed with wide varieties of foods such as cabbage, cucumber, mango, banana, eggplant, pear, tomato and paw-paw, cassava, okra leaves or lettuce. However, you can as well feed snails with pineapple, banana or paw paw.

Mating and laying eggs are a vital part of snail farming. Typically, mating occurs during spring and summer. As hermaphrodites, snails can fertilize each other as soon as they are mature enough. In order for the egg laying to go over smoothly, you should use high-quality soil with the right temperature and humidity.

Step 5 – Harvesting and selling of the snails

It is not economically wise to harvest your snails before it’s maturity, it has to be mature before harvesting. Do not harvest all the matured snails at once to sell in the market. It is important to keep few for breeding and to serve as base stock for your snail farm.

Snail has good market demand and price. You can easily sell the snails in the local market. Snail meat consuming rate is growing very fast around the globe. So, exporting in the international market can make you more money.

Cost of Starting A Snail Farming In Ghana

The mandatory expenses you need to account for if you’re wondering how to set up a snail farm include: housing, buying fresh snails, feeding, handling and processing the snails, marketing, and transportation.

You can start the business with $200 or $1000 depending on how large you want your snail farm to be. Asides the amount of your investment, it is possible to produce 1,000,000 snails now worth more than $100,000 twice a year.

This is made possible because of the availability of very highly prolific Achatina achatina species of snails, which lay 200 – 400 in one batch two-three times a year. If you produce 100,000 snails that sell for  $1 each, which is $1 X 100,000, you will be making $100,000. You will be making $100,000 per annum or more than that if you produce 1,000,000 snails.

For beginners, creating a snail farming business plan is a crucial step that needs to be accomplished before starting. This will give you a deep understanding of everything that needs to be done.

Conclusion

In terms of cost and time, snail farming in Ghana is a low-risk business. Unlike many other livestock businesses, snail farming requires very little startup and operating costs. You can even set up your snail farm at the backyard of your house to save cost on the purchase of farmland.

The best time to start up a snail farming in Ghana is the rainy season especially from July to October because that is the time snails normally start to breed. You should also note that prices of snails multiply during scarcity between March and December, which is the dry season.
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How To Make Money Online In Ghana

If you are looking for ways to make money online in Ghana, you are in the right place. On this page we will be regularly updating the top ways that you can make money online in Ghana. If you are looking to make extra income or to make a financial breaking through, making money on the internet is a good option.




There are many reasons that you should consider making money online. You can make extra money to take care of yourself while in school. If you are looking for a job, you can become your own boss on the internet. If you want to become rich, you can do it on the internet. The possibility is endless.

How To Make Money Online in Ghana

Here are the best ways to make money online in Ghana:

1. Blogging

There is no doubt that blogging is still the number one opportunity to make money online in Ghana. This is the best and hottest online business in Ghana currently and anyone can do it.

Blogging is all about sharing information. It could be about anything. From news, politics, sports, animals, jokes, local stories, anything at all. You can start a blog about anything.

Once you start a blog, you get traffic to your blog. Then you can use Google AdSense, affiliate marketing and other methods to make money from your blog.

The good thing about blogging is that if you work hard and build your blog, you will be making money while you sleep. You will wake up and see dollars in your AdSense account. Even while you play, travel or eat, your blog is making money.

It can make you rich. It can make you a millionaire. But the challenge is doing things right and building your audience.

2. Affiliate marketing

This is a very good and reliable way to make money online in Ghana. If you are good with marketing or you are a good sales person, you should consider this. If you have charisma and you are the type of person that is good with conversation, you should seriously think about affiliate marketing.

Affiliate marketing is all about recommending products to to people  online, if they buy through you, you get a commission. It is that easy. All you need to do is find an affiliate network and join. Then pick products to promote. You can promote them on your Facebook, Instagram, any other social media or blog. .

So let’s imagine you promote a product that is worth Ghc100 with a commission of 20%. Now you have about 5000 friends on Facebook, 5000 on Twitter, 5000 on Instagram and some via your blog, WhatsApp and other social media networks. You promote the product to them and about 2000 of them purchase through your link. That means your total sales will be N100 X 2000 = N2million. And your commission will be 20%.

The truth is a lot of people buy products online these days. You can key into it and make money via affiliate marketing. The most popular affiliate networks are: Commission Junction, Impact Radius, Linkshare, Jumia Affiliate.

3. Vlogging

If you love making videos on your Phone or with a camera, you can make money uploading those videos on YouTube. YouTube is a video sharing platform. It can make you rich and it can also make you a star!.

You can make videos about anything. You can talk about anything. Just upload them to YouTube and share across your social network. Build your brand. As you get views, use Google AdSense, affiliate marketing and other methods to make money from your videos.

4. Buy and Sell Bitcoin

Quidex is an online platform that has made Bitcoin trading very easy. As at today, Bitcoin is one of the most lucrative businesses the world over. More and more countries are accepting bitcoin.

The good news is that it is never too late to key into bitcoin. Even if you have never traded before, you can start today and share in the $94 billion worth Bitcoin market. All you have to do is join Quidax. They make it easy and secure to trade bitcoin.

5. Freelancing

Freelancing is all about applying your skills online to make money. If you are looking at how to make money online in Ghana as a student, then this should be a good option.

All you need is your skills and talent. You could be a writer, programmer, graphic designer, typist, proof reader, any skill at all. Just register with a freelancing website. And you will find people that are looking for people with your skill. Apply and you may get the work.

As a freelancer, you work from the comfort of your home. All you need is your computer and internet. It is a very big industry worth billions of dollars.

If you are skilled, you should consider this. You can actually do it full time and you will be making far more than the average salary in Ghana.

The most popular Freelancing websites are Upwork, Fiverr, Freelancer, and Guru.

6. Taking Online Surveys

Have you ever heard of online Surveys? Where you are paid to give your opinion on issues by answering some questions? That is what ySense does and more. You get paid on ySense to take online surveys, to do small tasks, to play games and more. You are also paid to refer people.

Among all the survey websites, ySense is one of the few that pay to Ghanaians without excuse. I have made some dollars from there taking few surveys. I got the money! No story.

They pay up to $1.50 dollars per survey, it could be lower or higher but that is the average when you get survey invite. The good thing about ySense is, even when there is no Survey, you can complete tasks to make money.

Among all Survey and task website, we recommend ySense because they pay. And they accept Ghanaians. To make good money, you need to regularly login to take surveys and complete tasks. Also invite your friends with your affiliate link to join.

To join and make money on ySense click here

If you are looking at how to make money online in Ghana as a student or with your free time, consider this.

7. E-Commerce

E-Commerce business is a business that can make you a billionaire. The richest man Jeff Bezos in the world is into eCommerce business. Am sure you have heard of Amazon, he owns that.

eCommerce is about buying and selling products online. You can create your own online store and sell products online. You could be the next richest person in your city.

If you do not have money to build a warehouse and store products, you can still do this business without having the products. There is something called dropshipping. All you have to do is create an online shop. Copy inventories for leading manufacturers around the world. When someone comes to your online store to buy, it will be forwarded to the manufacturer or supplier, they will ship the goods to the buyer, get the money and you keep your percentage. You do nothing!

8. Social Media Marketing

Social Media marketing is all about helping businesses, individuals or organizations find their audience on social media. The truth is, most Ghanaians now spend their time on Facebook, Twitter, Instagram and other social media platforms. This has open up a new opportunities for businesses to reach people and make more sales.

To be a social media marketer, you need to understand the algorithm of your target social media platform and how you can use it to convert for businesses or individuals.

As more businesses embrace the internet, social media marketing will keep shinning as one of the best ways to make money online in Ghana.

9. Social media networks

If you spend a lot of time on social media platforms. Why not make some money off it? Whether it is Facebook, Twitter or Instagram, you can always make money. There are many ways to do this. You can use Affiliate marketing, sponsored contents and more.

10. Cryptocurrency

Cryptocurrency is still on the rise. After Bitcoin burst into the scene, a lot of other Cryptocurrencies have emerged. Gradually, so many businesses are accepting Cryptocurrency as a form of payment. There are opinions that it will someday replace the money we have now. Whether that is true or not, you should consider investing and making money from Cryptocurrency.

All you need is study and understand the market. Buy when it is low and sell when it is high. There are many ways you can make money with Cryptocurrency.

11. Create online course

Online course makes it to our list of top ways to make money online in Ghana. This is because of one factor: It has the potential to make anyone rich but it takes a lot of job.

Online course is all about teaching people skills or strategy online for income. Let’s assume you are good at Graphics design, Web development, Business management and so on. You can create a course and teach to people around the world. These people buy your course.

There many millions of people around the world that are learning online everyday. The internet is currently the number one class room. You can key into it and make money.

There are many platform that makes teaching online easy. Platforms like Teachable, Udemy, Skillshare and more.

12. Trade Forex and binary options

Forex is all about currencies exchange. You can make good money dealing in forex. As long as the world does not use one currency, Forex will continue to be a big income stream.

Binary options is like forex trading but easier. You have options basically, to predict if the price of a particular currency or commodity will go up or come down. And you make money from it.

With a platform like IQ Options, you can trade forex and Binary Options easily.

These are everything you need to know on they different ways to make money online in ghana.

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